Terms of Use

1. About Us

This website is operated by Bille Advisory and Consultancy Services Ltd, a company registered in England and Wales (Company No. 14679426). References to "BACS", "we", "us", and "our" throughout these terms refer to Bille Advisory and Consultancy Services Ltd.

Our registered address and contact details are available at info@bacs-uk.com.

2. Use of This Website

You may use this website for lawful purposes only. You must not use this website:

• In any way that breaches any applicable local, national, or international law or regulation
• In any way that is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose
• To transmit unsolicited or unauthorised advertising or promotional material
• To knowingly transmit any data or material that contains viruses, trojans, worms, or other malicious or harmful code
• To attempt to gain unauthorised access to any part of the website, server, or database connected to this website
• To attack the website via a denial-of-service attack or distributed denial-of-service attack

3. Intellectual Property

All content on this website — including but not limited to text, graphics, logos, icons, images, and software — is the property of Bille Advisory and Consultancy Services Ltd or its content suppliers and is protected by United Kingdom and international intellectual property laws.

You may view, download, and print content from this website for your own personal, non-commercial use, provided that:

• You do not modify the content in any way
• You retain all copyright and proprietary notices
• You do not use any content for commercial purposes without our prior written consent

Nothing in these terms grants you any licence to use our trademarks, trade names, or branding. Unauthorised use of our intellectual property may give rise to a claim for damages and may constitute a criminal offence.

4. Accuracy of Information

We make every effort to ensure the information on this website is accurate and up to date. However, we do not warrant or guarantee the completeness, accuracy, or fitness for purpose of any information provided.

Content on this website is provided for general information purposes only and does not constitute professional advice. You should not rely solely on information from this website when making decisions of a legal, financial, technical, or other professional nature. We strongly recommend that you seek independent professional advice where appropriate.

5. Limitation of Liability

To the fullest extent permitted by applicable law, BACS excludes all liability for:

• Any direct, indirect, or consequential loss arising from your use of, or inability to use, this website
• Any loss of data, profits, revenue, business, or goodwill arising in connection with this website
• Any interruption, suspension, or termination of access to this website
• Any inaccuracy or incompleteness in the content of this website
• Any unauthorised access to or alteration of your data or transmissions

Nothing in these terms limits our liability for death or personal injury caused by our negligence, or for fraudulent misrepresentation, or for any other liability that cannot be excluded or limited by English law.

6. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The inclusion of a link does not imply endorsement by BACS of the linked website, its content, or its operators. You access linked websites entirely at your own risk.

7. Website Availability

We aim to make this website available at all times but do not guarantee uninterrupted access. We reserve the right to suspend, withdraw, or restrict access to all or any part of the website at any time without notice, for operational, security, or maintenance reasons.

8. Enquiries and Contact Forms

When you submit an enquiry via our contact form, you confirm that the information provided is accurate and that you have authority to make the enquiry. We will handle your data in accordance with our Privacy Policy.

Submitting an enquiry does not create a contractual relationship between you and BACS. Any engagement of our services will be governed by a separate written agreement.

9. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with them are governed by the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to These Terms

We reserve the right to update these Terms of Use at any time. The "Last Updated" date at the top of this page will reflect any changes. Your continued use of the website following any update constitutes your acceptance of the revised terms.

We recommend checking this page periodically to stay informed of any changes.

11. Contact Us